Funding and Payment Options

At Coastal, we care about families. Let us lighten your load during life’s difficult times.

We strive to make funeral costs manageable with a variety of payment options.

Prepaying in full to guarantee the price of the funeral and merchandise selected is the best option. Or prefund through life insurance. Pre-funding funerals is a growing trend because of the peace of mind gained from having one’s affairs in order. Funding those arrangements with insurance coverage or a trust are the two ways we handle pre-funding.

In this case, your funding is secure and backed by a national industry leader for many years providing pre-need insurance with thousands of policies in force. They consistently earn high marks for financial stability from the top financial ratings companies in the country. Lastly, our plan provides life insurance benefits exempt from federal income tax when paid to a named beneficiary. Neither the increasing value of the coverage or the total benefits paid at the time of death is federal income taxable.

Life Insurance Assignment, many people assign the cost of the funeral from a life insurance policy. We can arrange this for you, however, we need to verify the policy. You could choose the option above and pay the final payments balance with a policy as well if you need time to gather information.

Payment Plan through Family Shield*, many choose this monthly payment option to give themselves time while settling an estate, waiting on documents or simply for the convenience of having a payment plan.

Use the calculator below to figure your estimated monthly payment:

 

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To calculate estimated monthly payments please enter your loan amount in the field below and click Calculate. The loan amount must be between $2,500 and $25,000.

 




Starting at $87.89 per month*

*All applications are subject to credit review and approval by Family Shield Capital, LLC (“FSC”). Your payment is subject to change based on the selections and services/merchandise you choose. Payments are estimated based on services selected and do not include third-party expenses or other additions.

Cremation with Memorial

Starting at $195/month*

  • Basic services of funeral director and staff
  • Local transfer of deceased to funeral home
  • Necessary care for the deceased
  • Gathering of family and friends at funeral home
  • Reception facilities or equipment
  • Cremation container
  • Administrative auto
  • Cremation urn
  • Crematory fee and permit

Traditional Funeral w/ Cremation

Starting at $325/month*

  • Basic services of funeral director and staff
  • Local transfer of deceased to funeral home
  • Embalming
  • Other preparation of deceased
  • Gathering of family and friends at funeral home
  • Reception facilities or equipment
  • Limousine transportation
  • Administrative auto
  • Casket
  • Cremation urn
  • Crematory fee and permit

Traditional Burial

Starting at $395/month*

  • Basic services of funeral director and staff
  • Local transfer of deceased to funeral home
  • Embalming
  • Other preparation of deceased
  • Gathering of family and friends at funeral home
  • Reception facilities or equipment
  • Facilities or equipment and staff for funeral service
  • Graveside service
  • Hearse
  • Limousine transportation
  • Administrative auto
  • Casket
  • Outer burial container

*These selections are illustrative and are based on services that would total $5,525, $8,375, and $11,225, respectively. Plan selection and payments may vary by location. Payments above are estimated based on the services listed. Some plans may include additional credit for other services and merchandise or use on other unexpected expenses. *All applications are subject to credit review and approval by Family Shield Capital, LLC (“FSC”). Your payment is subject to change based on the selections and services/merchandise you choose. Ask your funeral provider for more information.

We have other options for unexpected expenses through our Treasured Memories Community Funding in which families can begin to raise funds through social media and sharing that can reduce their burden. Contact the funeral home today or get one started for a secure and active way to help in unexpected circumstances.  www.tmcfunding.com

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